DSCR Calculator
Check the debt-service coverage ratio on an investment property: rent against principal, interest, taxes, insurance and HOA, plus the monthly cash flow left over.
The property
Per month.
Running costs
Per year.
Per year.
Per month.
Share of gross rent set aside.
Per year.
Per year.
The financing
Illustrative — not a quoted rate.
Debt-service coverage ratio
0.89
Net income does not cover the debt service
Lenders set their own minimum ratio and price against it. This page does not know any lender's thresholds — ask one.
Bars above the line are money in, bars below are money out. Each bar is labelled on the axis.
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